# Opening a Bank Account: ESL Listening Dialogue (B1)

> Free B1 ESL listening dialogue. A new resident opens a bank account and asks about fees and cards. Script, vocabulary, questions and AI audio.

Canonical: https://zenmic.com/esl/dialogues/bank-account/
Last updated: 2026-10-20

CEFR B1 • Services English

A B1 English listening dialogue. A new resident opens a bank account and asks about fees and cards. Use it for listening practice, role play or homework, and generate the audio in a US, UK or Australian accent.

Opens the Studio with this script loaded and a voice for each speaker. Change any line or accent, then generate the MP3 for your class. No sign-up needed to try.

## Dialogue Script (2 speakers)

Advisor: Good morning. How can I help you today? Customer: Hi, I've just moved here and I'd like to open a current account. Advisor: Of course. Have you brought your passport and proof of address? Customer: I have my passport. For the address, is my rental contract okay? Advisor: Yes, a rental contract is fine. Customer: Great. Is there a monthly fee? Advisor: Our basic account is free, as long as you pay in at least five hundred a month. Customer: That's fine, my salary will go into it. Advisor: Perfect. Your debit card will arrive by post in about a week. Customer: And can I use the app straight away? Advisor: Yes, I'll send you a link to set it up today.

Want your own version? The AI writes a fresh script and casts a voice for every speaker. [Make a New One Like This →](https://zenmic.com/studio/?template=esl-listening-dialogue&topic=B1+listening+dialogue%3A+Opening+a+Bank+Account.+A+new+resident+opens+a+bank+account+and+asks+about+fees+and+cards.)

## Key Vocabulary

current account (UK) / checking account (US)

A bank account for everyday payments.

proof of address

A document showing where you live, like a bill.

monthly fee

Money the bank charges every month.

debit card

A card that takes money directly from your account.

## Comprehension Questions

1. What documents does the customer need?
2. Is there a monthly fee?
3. When will the debit card arrive?

Tip: after you generate the audio, open its **Lesson view** for a printable transcript, vocabulary list and quiz with answers.

## How to Use It in Class

- **Before listening:** pre-teach the key vocabulary and ask students to predict what happens.
- **First listen:** students answer the comprehension questions without the script.
- **Second listen:** give out the script and have students underline useful phrases.
- **Speaking:** pairs role-play the dialogue, then change one detail and improvise.

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[← All ESL listening dialogues](https://zenmic.com/esl/dialogues/)

## Need This at a Different Level?

Change the level, the situation or the target words. ZenMic writes a new dialogue and voices it in a minute.

[Make a Custom Dialogue →](https://zenmic.com/studio/?template=esl-listening-dialogue&topic=B1+listening+dialogue%3A+Opening+a+Bank+Account.+A+new+resident+opens+a+bank+account+and+asks+about+fees+and+cards.)